Flexible Financing Solutions for Business Growth, Acquisition, Working Capital, Equipment and Commercial Real Estate
SBA financing programs can help eligible small businesses access capital through participating lenders and approved program intermediaries.
White Feather Capital LLC helps business owners explore potential SBA financing opportunities, organize preliminary information, coordinate requested documentation, and connect with participating financing providers.
White Feather Capital LLC is not the U.S. Small Business Administration and is not an SBA lender. Final eligibility, underwriting, loan structure, pricing, approval and funding decisions are made by the participating lender or other authorized SBA program participant.
SBA Business Financing Disclosure
White Feather Capital LLC is an independent commercial financing brokerage and referral company. White Feather Capital LLC is not the U.S. Small Business Administration [SBA], is not affiliated with or endorsed by the SBA or the United States government, and is not an SBA lender.
SBA financing is offered through participating lenders and other authorized SBA program participants. The SBA generally does not make 7(a) loans directly to business owners; instead, SBA programs provide government guarantees or other program support for financing originated through participating institutions.
Information provided on this website regarding SBA financing is for general informational and educational purposes only. It should not be interpreted as a loan approval, commitment to lend, guarantee of financing, guarantee of SBA eligibility, or representation that any applicant will qualify for a particular SBA program, loan amount, interest rate, repayment term, or financing structure.
White Feather Capital LLC may assist prospective borrowers by providing general information about potential financing options, helping organize preliminary information and documentation, coordinating communications, and referring or introducing applicants to participating lenders or other financing providers.
All determinations concerning SBA eligibility, creditworthiness, underwriting, collateral, required equity contribution, valuation, Debt Service Coverage Ratio [DSCR], interest rates, fees, repayment terms, loan structure, guaranties, approval, closing, and funding are made by the applicable participating lender and/or authorized SBA program participant in accordance with its underwriting standards and applicable SBA requirements.
Program requirements, lender policies, interest-rate limitations, fees, eligibility standards, and SBA rules may change. Individual lenders may also impose underwriting requirements that are more restrictive than SBA minimum requirements. Applicants should review the final terms, conditions, disclosures, and loan documentation supplied by the participating lender before accepting financing.
Fees and Third-Party Compensation
White Feather Capital LLC may receive a referral, broker, packaging, consulting, or similar compensation from a participating lender or other financing provider where permitted by applicable law, SBA rules, and the applicable agreement.
Where SBA rules require disclosure of compensation paid to a third-party agent, broker, referral source, consultant, or loan packager, such compensation may be disclosed through SBA Form 159 [Fee Disclosure Form and Compensation Agreement] or other applicable documentation. SBA materials specifically recognize brokers and referral agents as third-party agents whose compensation may be subject to Form 159 reporting requirements.
White Feather Capital LLC does not charge an applicant a fee for merely submitting a financing inquiry or making a lender referral unless a separate written agreement expressly provides otherwise and the fee is permitted under applicable law and SBA requirements.
No Government Endorsement
Use of the terms “SBA,” “SBA 7(a),” “SBA 504,” “Small Business Administration,” or references to SBA programs on this website is solely for the purpose of describing financing programs that may be available through participating providers.
Nothing on this website should be interpreted as indicating that the SBA or the United States government sponsors, endorses, recommends, certifies, or has approved White Feather Capital LLC. SBA itself states that references to particular products, processes, or services do not constitute or imply federal endorsement.
White Feather Capital LLC does not use the SBA name or program descriptions to represent itself as an SBA-approved lender, Preferred Lender, government agency, or government representative.
No Guarantee of Approval or Funding
Submission of an inquiry, application, financial information, or supporting documentation to White Feather Capital LLC does not constitute approval of financing.
Financing is subject to, among other things:
- SBA program eligibility
- Participating lender underwriting
- Credit and financial review
- Verification of information and documentation
- Acceptable use of proceeds
- Business cash flow and repayment ability
- Valuation or appraisal requirements where applicable
- Required borrower or owner contribution where applicable
- Collateral and guaranty requirements where applicable
- Completion of lender and SBA documentation
- Satisfaction of all conditions required before closing and funding
Loan availability, amounts, rates, fees, terms, and approval criteria vary by lender, borrower, transaction, and SBA program.
Website Information
White Feather Capital LLC seeks to provide accurate and useful information regarding SBA financing; however, SBA regulations, Standard Operating Procedures [SOPs], lender policies, and program requirements may be amended from time to time.
Website content should therefore not be relied upon as a substitute for the current requirements established by the SBA or the participating lender.