🇺🇸 SBA Business Financing

Flexible Financing Solutions for Business Growth, Acquisition, Working Capital, Equipment, and Commercial Real Estate

SBA financing programs may help eligible small businesses access capital through participating banks, lenders, Certified Development Companies (CDCs), and other authorized program intermediaries.

White Feather Capital LLC is an independent commercial financing brokerage and referral company that helps businesses learn about SBA financing opportunities and connect with participating providers.

Depending on the financing program and applicable legal requirements, our services may include explaining general program features, reviewing preliminary business financing needs, assisting with permitted documentation coordination, and facilitating appropriate lender introductions.

For SBA transactions involving real estate mortgages, our activities are limited to those legally permitted without the applicable mortgage or real estate brokerage license.

Final eligibility, underwriting, financing terms, approval, and funding decisions rest with participating lenders and authorized SBA program participants.

🏦 SBA Business Financing Disclosure

White Feather Capital LLC is not the U.S. Small Business Administration, is not an SBA lender, and is not affiliated with or endorsed by the SBA or the United States government.

SBA financing is generally provided through independent participating lenders or authorized program intermediaries.

SBA 7(a) loans are generally made by participating lenders and supported by SBA guarantees. SBA 504 financing involves Certified Development Companies and participating third-party lenders.

Information on this website about SBA financing is provided for general informational and educational purposes.

It does not constitute:

An offer or commitment to lend
An SBA eligibility determination
Approval or preapproval of financing
A guarantee of financing availability
A guarantee of interest rates or repayment terms
A representation that an applicant qualifies for any SBA program

Participating lenders and other authorized SBA program participants determine financing eligibility, creditworthiness, collateral requirements, equity contributions, repayment capacity, loan terms, and final approval.

Individual lenders may apply underwriting standards that are more restrictive than SBA minimum requirements.

🤝 White Feather Capital LLC’s Role

White Feather Capital LLC provides commercial financing brokerage and referral services only within its legally permitted business scope.

For eligible non-mortgage commercial financing activities, we may:

Explain general SBA program features and requirements
Discuss preliminary business financing objectives
Review relevant business information provided by applicants
Help organize permitted business financing documentation
Identify participating financing providers
Facilitate permitted introductions or submissions
Coordinate communications within our authorized role

Commercial real estate mortgage transactions are subject to additional restrictions.

White Feather Capital LLC is not a licensed mortgage broker and does not independently originate, process, place, arrange, or negotiate mortgage loans where licensing or registration is required.

For these transactions, we provide general educational information. Limited introductions or other assistance may occur only where permitted by applicable law.

Mortgage applications, regulated application processing, financing negotiations, and other licensed activities must be handled by appropriately licensed or authorized parties.

💰 Fees and Third-Party Compensation

White Feather Capital LLC may receive compensation from participating financing providers for eligible commercial financing services, where permitted by applicable law and the applicable agreement.

Compensation arrangements may vary depending on the financing product, participating provider, and services performed.

SBA regulations impose specific requirements on compensation paid to agents, brokers, referral sources, consultants, and loan packagers.

Where applicable, compensation must be properly documented and disclosed through SBA Form 159 (Fee Disclosure Form and Compensation Agreement) and other required documentation.

SBA Form 159 does not independently authorize compensation that would otherwise be prohibited under federal or state law.

For real estate-secured transactions, compensation arrangements must also comply with applicable mortgage and real estate brokerage licensing requirements.

White Feather Capital LLC does not currently charge applicants an upfront brokerage fee simply to submit a financing inquiry or obtain a lender introduction.

Participating lenders or authorized third parties may assess their own permissible charges and closing costs. Applicants should review all applicable disclosures before agreeing to pay any fee.

🏢 SBA Financing Involving Commercial Real Estate

Certain SBA financing programs may support eligible owner-occupied commercial real estate transactions.

Depending on the program, financing may be available for:

Purchasing eligible business property
Constructing a business facility
Expanding an existing facility
Renovating or modernizing qualifying property
Refinancing certain eligible commercial real estate obligations

SBA real estate financing generally supports eligible operating businesses rather than passive rental-property investments.

Applicable occupancy, eligibility, collateral, and financing requirements are determined under SBA rules and participating lender standards.

White Feather Capital LLC provides general information concerning these programs but does not perform regulated mortgage brokerage or origination services.

Any referral, introduction, assistance, or compensation relating to a real estate-secured transaction must comply with applicable law.

📋 SBA Eligibility and Underwriting

SBA lenders may evaluate factors including:

Business eligibility and ownership
Business operating history
Revenue, profitability, and cash flow
Business and owner creditworthiness
Ability to repay
Existing financial obligations
Eligible use of loan proceeds
Required borrower equity contribution
Collateral and personal guarantees
Property valuation and occupancy, where applicable
Applicable SBA program requirements

White Feather Capital LLC does not independently determine SBA eligibility, approve financing applications, establish financing terms, or make underwriting decisions.

All financing decisions remain with participating lenders and applicable SBA program authorities.

⚖️ No Guarantee of Approval or Funding

Submitting an inquiry, application, financial information, or supporting documentation does not guarantee financing approval or funding.

Any financing offer may be subject to:

Lender underwriting and verification
SBA program eligibility
Credit and financial review
Acceptable financing purpose
Required supporting documentation
Property or collateral evaluation
Required guarantees or equity contributions
Applicable SBA and lender closing requirements

Loan amounts, rates, fees, repayment periods, and funding availability vary by program, provider, and transaction.

Applicants should carefully review all financing documents and disclosures before accepting any offer.

🛡️ No Government Affiliation or Endorsement

References to SBA programs, including SBA 7(a), SBA 504, SBA Express, and other SBA financing options, are provided solely to describe financing programs available through authorized providers.

White Feather Capital LLC does not represent itself as:

The U.S. Small Business Administration
A federal or state government agency
An SBA-approved or Preferred Lender
A Certified Development Company
A government representative
A licensed mortgage broker

Use of SBA program names does not imply endorsement, sponsorship, approval, or certification of White Feather Capital LLC by the SBA or any government agency.

📚 Website Information and Program Updates

White Feather Capital LLC seeks to provide accurate and helpful educational information about SBA financing programs.

However, SBA regulations, Standard Operating Procedures, lender guidelines, and program requirements may change.

Information published on this website should not replace current official SBA guidance or the requirements established by an authorized financing provider.

Applicants are encouraged to consult official SBA resources, participating lenders, and qualified professional advisers when evaluating financing decisions.

Official resources:

🔍 Important Notice

White Feather Capital LLC is an independent commercial financing brokerage and referral company, not a direct lender, SBA lender, mortgage banker, or licensed mortgage broker.

We do not offer consumer-purpose loans or residential mortgage brokerage services.

We provide commercial financing brokerage services only within our legally permitted scope. Real estate mortgage activities requiring licensing or registration must be handled by appropriately licensed or authorized parties.

Any referral or compensation arrangement is subject to applicable federal and state law.

Nothing on this page constitutes an offer to lend, guarantee of approval, professional legal advice, or determination of financing eligibility.

Applicants should confirm current program requirements and review the applicable financing provider’s final agreements before proceeding.