Financing Solutions
White Feather Capital helps businesses explore commercial-financing options through a network of third-party financing providers. Product availability, eligibility requirements, financing amounts, costs, terms, and funding times vary based on the applicant, the financing product, and the provider’s review.
Merchant Cash Advance
A Merchant Cash Advance provides a business with funds in exchange for the purchase of a portion of its future business receivables. Payments are generally based on an agreed percentage or estimated amount of future business revenue, subject to the terms of the applicable agreement.
Merchant Cash Advances may be considered by businesses seeking working capital for eligible business purposes.
White Feather Capital aims to review completed applications in a timely manner before submission to participating MCA providers. Approval and funding are not guaranteed. Review and funding times depend on the completeness of the application, required documentation, provider availability, underwriting criteria, and other applicable conditions.
Business Term Financing
Business term financing may provide an eligible business with an approved amount of capital that is repaid over an agreed period according to the lender’s terms.
Businesses may use the proceeds for permitted purposes such as expansion, inventory, equipment, renovations, or other operating needs.
Availability, approval requirements, interest rates or other financing costs, fees, payment schedules, collateral requirements, and terms vary by lender and applicant.
Business Line of Credit
A business line of credit may allow an eligible business to access funds up to an approved credit limit, subject to the lender’s terms.
The business may draw funds as needed and generally incurs interest or other costs based on the amount used, as described in the applicable agreement.
Approval, credit limits, pricing, fees, draw requirements, renewal, and repayment terms are determined by the participating lender.
Equipment Financing
Equipment financing may help an eligible business purchase or replace qualifying machinery, vehicles, technology, or other business equipment.
Depending on the financing structure, the equipment may serve as collateral, and ownership may remain subject to the terms of the agreement until all obligations are satisfied.
Availability, down-payment requirements, financing costs, fees, collateral requirements, ownership terms, and eligibility criteria vary by provider and transaction.
Working Capital Solutions
Working capital solutions may help eligible businesses address operating needs such as payroll, inventory, supplier expenses, marketing, repairs, or temporary cash-flow requirements.
Working capital is a general business purpose and may be supported through different financing products, including Merchant Cash Advances, term financing, or lines of credit.
The available financing structure, amount, cost, payment obligations, and terms depend on the applicant’s circumstances and the participating provider’s review.
Important Information
White Feather Capital is a commercial-financing broker and is not a direct lender or financing provider. We help businesses submit information to third-party financing providers that may evaluate the business for available financing options.
White Feather Capital does not make final underwriting, credit, approval, or funding decisions. We do not guarantee approval, financing availability, a specific financing amount, rate, cost, payment amount, term, or funding time.
Submitting an application is not a guarantee that an offer will be made and does not require the applicant to accept any offer. All financing is subject to provider availability, eligibility requirements, underwriting, verification, applicable law, and the terms and conditions of the final agreement.
With the applicant’s authorization, information submitted to White Feather Capital may be shared with selected third-party financing providers for evaluation. Applicants should review the Privacy Policy, Terms of Use, and applicable disclosures before submitting information or accepting an offer.
