General Disclosures

COMMERCIAL FINANCING BROKER AND INDEPENDENT SALES ORGANIZATION DISCLOSURE

Effective Date: July 17, 2026
Last Updated: July 17, 2026

This Commercial Financing Broker and Independent Sales Organization Disclosure applies to the website, application forms, communications, and commercial-financing services offered by WhiteFeather Capital LLC, referred to in this disclosure as “WhiteFeather Capital,” “we,” “us,” or “our.”

1. Our Role

WhiteFeather Capital is an independent commercial-financing broker and Independent Sales Organization, commonly referred to as an “ISO.”

WhiteFeather Capital is not a bank, direct lender, or funding provider. We do not directly extend, underwrite, approve, originate, or fund commercial financing.

We assist eligible businesses in identifying and applying for potential commercial-financing products offered by independent third-party financing providers. Depending on the applicant’s circumstances, qualifications, requested use of funds, and provider availability, potential products may include:

  • Merchant cash advances and other sales-based financing;
  • Commercial term financing;
  • Business lines of credit;
  • Equipment financing or leasing;
  • Invoice factoring and accounts-receivable financing;
  • Asset-based financing;
  • Working-capital financing; and
  • Other business-purpose financing products.

The availability of a product does not mean that an applicant will qualify for or receive that product.

2. Business-Purpose Transactions Only

WhiteFeather Capital’s services are intended solely for businesses seeking financing for lawful commercial or business purposes.

We do not offer or arrange consumer-purpose loans, personal loans, residential mortgages, student loans, or financing primarily intended for personal, family, or household use.

By submitting an inquiry or application, the applicant represents that the requested financing will be used primarily for a legitimate commercial or business purpose.

3. No Guarantee of Approval, Offers, or Funding

Submitting an inquiry, prequalification request, application, authorization, or supporting document does not:

  • Guarantee approval;
  • Guarantee that an offer will be made;
  • Guarantee a particular financing amount;
  • Guarantee a particular rate, factor rate, annual percentage rate, payment amount, term, or total cost;
  • Guarantee same-day funding or any particular review or funding time;
  • Establish a lender-borrower or financing-provider relationship;
  • Require the applicant to accept an offer; or
  • Require any financing provider to approve or fund a transaction.

All offers are subject to provider availability, eligibility requirements, underwriting, verification, satisfactory documentation, applicable law, and the financing provider’s final approval.

Any preliminary amount, estimate, example, range, potential term, or financing scenario communicated before final approval is conditional or illustrative and may change after underwriting and verification.

4. Independent Financing Providers

With the applicant’s authorization, WhiteFeather Capital may submit an application and supporting information to one or more independent third-party financing providers that may be able to evaluate the request.

Each financing provider establishes its own:

  • Underwriting and eligibility requirements;
  • Documentation and verification requirements;
  • Approval criteria;
  • Financing amounts;
  • Pricing and payment structures;
  • Terms and conditions;
  • Collateral or security requirements;
  • Personal-guaranty requirements;
  • Due-diligence procedures; and
  • Final approval and funding decisions.

WhiteFeather Capital does not control a provider’s underwriting standards, approval decision, financing terms, processing time, or funding decision.

Financing providers are separate businesses and are not employees, subsidiaries, or affiliates of WhiteFeather Capital unless a relationship is expressly disclosed in writing.

The applicable financing provider is generally responsible for preparing or approving its transaction agreements, offer documents, and legally required transaction-specific disclosures. WhiteFeather Capital may transmit provider-approved documents but does not independently alter required provider disclosures.

Nothing in this section limits any responsibility imposed on WhiteFeather Capital by applicable law.

5. Marketplace and Offer Limitations

WhiteFeather Capital does not represent every commercial-financing provider or every product available in the marketplace.

We may work with a limited network of providers. Therefore:

  • We may not identify the lowest-cost or most favorable financing available;
  • An applicant may obtain different or more favorable terms by contacting other providers directly;
  • We do not guarantee that multiple providers will review an application;
  • We do not guarantee that multiple offers will be received; and
  • We do not provide an exhaustive comparison of every available financing product.

Applicants should independently review and compare offers, including:

  • The amount delivered to the business;
  • Total financing cost;
  • Payment amount and frequency;
  • Estimated or fixed term;
  • Interest or factor rate;
  • Annualized rate or annual percentage rate, when required or provided;
  • Origination and other fees;
  • Security interests;
  • Personal guarantees;
  • Prepayment rights or restrictions;
  • Reconciliation provisions;
  • Default provisions; and
  • Other material contractual conditions.

6. Compensation, Fees, and Potential Conflicts of Interest

WhiteFeather Capital is a for-profit business.

When a commercial-financing transaction is completed, WhiteFeather Capital may receive compensation from a financing provider, authorized service provider, or another authorized party.

Compensation may include a commission, referral payment, percentage of the funded amount, origination-related payment, or another form of compensation permitted by applicable law and the applicable agreement.

The amount of compensation may differ based on factors such as:

  • The financing provider;
  • The type of product;
  • The funded amount;
  • The complexity of the transaction; and
  • The applicable agreement between WhiteFeather Capital and the provider or other paying party.

Because compensation may differ among providers and products, WhiteFeather Capital may receive more compensation from certain transactions than from others. This creates a potential financial conflict of interest.

WhiteFeather Capital does not request or accept upfront fees as a condition of applying for, obtaining approval for, or receiving commercial financing.

Any financing-provider fee, closing cost, filing fee, appraisal fee, inspection fee, legal fee, or other third-party expense must be separately disclosed in the applicable offer, agreement, or related documentation.

WhiteFeather Capital does not currently charge an applicant a separate broker fee unless that fee is clearly disclosed and agreed to in a separate written agreement before the applicant becomes obligated to pay it.

Fraud and Impersonation Warning

WhiteFeather Capital will never ask an applicant to purchase gift cards, transfer cryptocurrency, send money to an unknown third party, or make a payment to “release,” “unlock,” or guarantee financing.

Applicants should independently verify any payment request or payment instruction by contacting WhiteFeather Capital through the telephone number or email address published on our official website.

Applicants should not send money in response to an unexpected payment request or rely solely on contact information provided in a suspicious email, text message, social-media message, or telephone call.

7. Permission to Collect and Share Application Information

WhiteFeather Capital will collect, use, process, and disclose application information only as authorized by the applicant, described in our Privacy Policy, or otherwise permitted or required by applicable law.

With appropriate authorization, information may be disclosed to:

  • Participating financing providers;
  • Underwriters and funding sources;
  • Business and consumer credit-reporting services;
  • Identity-verification services;
  • Fraud-prevention and compliance providers;
  • Bank-account and financial-data verification services;
  • Document-processing providers;
  • Electronic-signature providers;
  • Customer-relationship-management providers;
  • Communication service providers;
  • Secure document-storage providers;
  • Professional advisers assisting with the transaction; and
  • Other parties authorized by the applicant or permitted by law.

Information may be used to evaluate, process, facilitate, administer, or service a commercial-financing request and for other purposes described in our Privacy Policy and applicable authorizations.

Submitting a general website inquiry does not, by itself, authorize every possible credit inquiry, bank-account connection, transfer of sensitive documents, marketing communication, or submission to multiple providers.

Separate authorizations may be presented for:

  • Application certification;
  • Submission to multiple providers;
  • Consumer or business credit reports;
  • Bank-account or financial-data access;
  • Electronic records and signatures;
  • Telephone calls and text messages; and
  • Other activities requiring affirmative consent.

8. Submission to Multiple Providers

WhiteFeather Capital will submit an application to multiple financing providers only after receiving the applicant’s authorization to do so.

Submitting an application to multiple providers may increase the number of potential financing options. It may also result in:

  • Multiple providers contacting the applicant;
  • Multiple underwriting reviews;
  • Duplicate-submission concerns;
  • Multiple credit inquiries when separately authorized;
  • Different or competing offers; and
  • The applicant’s information being retained by providers according to their own privacy, record-retention, and legal obligations.

WhiteFeather Capital does not guarantee that information properly disclosed to an independent third party can later be withdrawn, returned, or deleted.

Applicants who do not want their information submitted to multiple providers should not provide multiple-provider authorization and must notify WhiteFeather Capital before any provider submission occurs.

Withdrawal of Submission Authorization

Before WhiteFeather Capital submits an application to a financing provider, the applicant may withdraw the submission authorization by providing written notice through the contact information listed in this disclosure.

Withdrawal applies prospectively and becomes effective after WhiteFeather Capital receives and processes the request.

Withdrawal will not reverse:

  • Provider submissions already completed;
  • Credit inquiries already requested or completed;
  • Identity, fraud, or financial-verification requests already initiated;
  • Disclosures already made;
  • Documents already transmitted; or
  • Other actions already completed in reasonable reliance on the applicant’s authorization.

Independent financing providers and service providers may retain information already received when permitted or required by applicable law, contractual obligations, record-retention requirements, or their own privacy policies.

Withdrawal of a multiple-provider submission authorization does not automatically revoke a separate credit authorization, bank-data authorization, electronic-signature consent, or communication consent. Those authorizations must be withdrawn according to their applicable terms.

9. Prior Applications and Duplicate Submissions

Applicants should disclose, and may be required in the application to disclose, whether they have recently applied for commercial financing through another:

  • Broker;
  • ISO;
  • Lender;
  • Funding company;
  • Marketplace; or
  • Commercial-financing provider.

Applicants may be asked to provide, to the best of their knowledge:

  • The names of parties that have already received the application;
  • Approximate submission dates;
  • Whether an application remains pending;
  • Whether an offer has been received or accepted;
  • Whether financing has recently been funded; and
  • Whether another broker or ISO is actively representing the applicant.

Submitting the same application to the same provider through multiple brokers or ISOs may create confusion, delay review, interfere with provider relationships, or negatively affect processing.

WhiteFeather Capital is not responsible for duplicate submissions caused by inaccurate, incomplete, or withheld information concerning an applicant’s prior or pending financing activity, except to the extent responsibility cannot legally be limited.

10. Credit, Identity, and Background Authorization

A financing provider may require information concerning:

  • The applicant business;
  • Business owners;
  • Guarantors;
  • Officers;
  • Authorized representatives; or
  • Other relevant parties.

Depending on the product, provider, authorization, and applicable law, an evaluation may involve:

  • Business credit reports;
  • Consumer credit reports of owners or guarantors;
  • Bank-account verification;
  • Identity verification;
  • Fraud screening;
  • Sanctions screening;
  • Public-record searches;
  • Business-registration verification;
  • Litigation, lien, judgment, or bankruptcy searches;
  • Revenue verification;
  • Receivables verification;
  • Tax-information verification; and
  • Review of financial statements or related records.

A consumer credit report or other regulated report will be requested only when an appropriate authorization or other lawful basis exists.

A soft credit inquiry generally does not affect a consumer credit score. A hard credit inquiry may affect a consumer credit score. The type and timing of an inquiry depend on the financing provider, the product, and the authorization provided.

Applicants should carefully review each credit authorization before signing. Applicants should not assume that every provider will use the same type of credit inquiry.

11. Applicant Certifications

By submitting information to WhiteFeather Capital, the applicant represents and certifies that:

  • The applicant is authorized to act for the business;
  • The information provided is true, accurate, current, and complete to the best of the applicant’s knowledge;
  • Documents have not been altered, fabricated, or misleadingly presented;
  • The requested financing is for a lawful commercial or business purpose;
  • Material existing financing obligations have been disclosed when requested;
  • Pending or recent financing applications have been disclosed when requested;
  • No information has been submitted using another person’s identity, signature, account, or authority without permission; and
  • WhiteFeather Capital and participating providers may reasonably rely on the information submitted.

Providing false, fraudulent, altered, incomplete, or misleading information may result in rejection of the application, termination of services, withdrawal of an offer, reporting to an affected provider, or reporting to an appropriate authority when required or permitted by law.

12. Merchant Cash Advance and Sales-Based Financing

A merchant cash advance or other sales-based financing transaction generally involves the purchase of a specified amount of a business’s future receivables for an agreed purchase price.

Such a transaction may not be structured or characterized as a traditional loan. However, the title or label used for a transaction does not by itself determine the applicant’s economic obligations or the transaction’s legal treatment.

Payment or remittance structures may include:

  • A percentage of actual receivables;
  • A fixed or estimated daily remittance;
  • A fixed or estimated weekly remittance;
  • Automated Clearing House withdrawals;
  • Split processing; or
  • Another collection method described in the final agreement.

Where applicable, an agreement may include a reconciliation process intended to adjust remittances based on actual business revenue.

Applicants should carefully review:

  • How reconciliation is requested;
  • Applicable deadlines;
  • Supporting-document requirements;
  • The frequency of available reconciliation;
  • Whether remittances are adjusted prospectively or retroactively;
  • Any provider discretion; and
  • Circumstances in which reconciliation may be denied.

Merchant cash advances and other sales-based financing may involve substantial costs and frequent remittances.

Before accepting an offer, applicants should review:

  • The purchase price or amount delivered to the business;
  • Any amounts deducted from proceeds;
  • The total purchased amount;
  • The total amount the business is expected to remit;
  • Estimated payment amount;
  • Payment frequency;
  • Estimated term;
  • Prepayment provisions;
  • Reconciliation rights;
  • Security interests;
  • Personal guarantees;
  • Default provisions; and
  • All applicable state-required disclosures.

WhiteFeather Capital does not determine whether a particular transaction will legally be treated as a true purchase of receivables, a loan, or another form of financing. Legal treatment may depend on the agreement, applicable law, and the actual facts and administration of the transaction.

13. Commercial Loans and Lines of Credit

Commercial loans and business lines of credit may involve:

  • Interest;
  • Origination charges;
  • Maintenance charges;
  • Draw fees;
  • Closing costs;
  • Late fees;
  • Default charges;
  • Prepayment provisions;
  • Collateral requirements;
  • Security interests; and
  • Personal guarantees.

An advertised or estimated rate may not represent the complete cost of financing.

Applicants should evaluate the:

  • Total dollar cost;
  • Amount delivered to the business;
  • Payment schedule;
  • Interest rate;
  • Annualized rate or annual percentage rate, when required or provided;
  • Fees and charges;
  • Renewal provisions;
  • Prepayment provisions;
  • Default provisions;
  • Collateral requirements; and
  • Other material obligations.

14. Equipment Financing and Leasing

Equipment financing may be structured as:

  • A commercial loan;
  • An equipment lease;
  • An equipment finance agreement;
  • A conditional sale; or
  • Another financing arrangement.

The following may depend on the final agreement:

  • Ownership rights;
  • Tax treatment;
  • Maintenance responsibilities;
  • Insurance obligations;
  • End-of-term purchase options;
  • Residual or balloon payments;
  • Security interests; and
  • Early-termination obligations.

WhiteFeather Capital does not provide legal, tax, or accounting advice concerning equipment ownership, depreciation, deductions, lease classification, or other tax treatment.

15. Factoring and Receivables Financing

Factoring and receivables financing may involve the purchase, assignment, or financing of:

  • Invoices;
  • Accounts receivable;
  • Contract payment rights; or
  • Other business receivables.

These transactions may include:

  • Recourse obligations;
  • Reserves;
  • Holdbacks;
  • Notice to customers;
  • Verification requirements;
  • Concentration limits;
  • Dispute provisions;
  • Repurchase obligations; and
  • Continuing security interests.

Applicants should review:

  • How fees are calculated and accrued;
  • When reserves or holdbacks are released;
  • Who bears the risk of customer nonpayment;
  • What happens when an invoice is disputed;
  • Whether the business must repurchase an invoice; and
  • Whether the transaction creates a security interest or other continuing obligation.

16. Security Interests, UCC Filings, and Personal Guarantees

A financing provider may require one or more forms of credit support, including:

  • A security interest in business assets;
  • A Uniform Commercial Code filing;
  • An assignment of receivables;
  • A lien on specified property;
  • A personal guarantee from one or more owners; or
  • Another form of collateral or credit support.

A financing provider may file a UCC financing statement to provide public notice of, or perfect, a security interest granted under the financing agreement.

Applicants should review the agreement’s:

  • UCC authorization;
  • Collateral description;
  • Scope of the security interest;
  • After-acquired-property provisions;
  • Default provisions;
  • Release requirements; and
  • Termination procedures.

Applicants may search applicable public UCC filing records to confirm whether a financing statement has been filed and to review the filing information.

After all secured obligations have been fully satisfied, applicants should confirm with the financing provider whether any required UCC termination statement has been filed or provided.

WhiteFeather Capital does not generally control, file, amend, continue, or terminate a financing provider’s UCC financing statement unless WhiteFeather Capital is expressly authorized and legally permitted to do so.

The existence, priority, scope, release, and enforcement of any security interest, lien, assignment, guarantee, or UCC filing will be governed by the financing provider’s documents and applicable law.

Applicants should consider consulting qualified legal counsel before agreeing to:

  • A security interest;
  • A personal guarantee;
  • A confession-of-judgment provision where legally permitted;
  • An assignment of receivables;
  • A broad default provision; or
  • Another material enforcement right.

17. Review and Acceptance of an Offer

WhiteFeather Capital may help transmit, organize, or explain information appearing in a financing offer. However, the final offer and transaction documents are issued or approved by the applicable financing provider.

Applicants are responsible for reviewing the complete agreement before signing.

Before accepting an offer, applicants should confirm that the final documents accurately describe:

  • The financing amount or purchase price;
  • The amount delivered to the business;
  • Any deductions from proceeds;
  • The total repayment amount or total purchased amount;
  • Payment or remittance frequency;
  • Payment or remittance amount;
  • Estimated or fixed term;
  • Interest rate, factor rate, annualized rate, or annual percentage rate, as applicable;
  • All fees and charges;
  • Prepayment rights, discounts, restrictions, or penalties;
  • Reconciliation rights;
  • Collateral and security interests;
  • Personal guarantees;
  • Events of default;
  • Remedies and collection rights;
  • Governing law;
  • Venue;
  • Arbitration provisions;
  • Jury-trial waivers; and
  • Renewal, refinancing, or additional-financing conditions.

Applicants should not sign incomplete documents or rely solely on an oral statement that conflicts with the written agreement.

The financing provider’s final written agreement controls the transaction unless applicable law provides otherwise.

18. No Legal, Tax, Accounting, or Investment Advice

WhiteFeather Capital does not provide:

  • Legal advice;
  • Tax advice;
  • Accounting advice;
  • Investment advice;
  • Bankruptcy advice;
  • Debt-settlement advice; or
  • Financial-planning advice.

Information appearing on our website or in general communications is provided for informational purposes only. It should not be relied upon as professional advice or as a determination that a particular financing product is suitable for a particular applicant.

Applicants should consult their own attorney, accountant, tax adviser, or other qualified professional before entering into a financing transaction.

19. No Fiduciary Relationship

Unless applicable law expressly provides otherwise, WhiteFeather Capital does not act as the applicant’s:

  • Fiduciary;
  • Financial adviser;
  • Attorney;
  • Accountant;
  • Investment adviser; or
  • Exclusive agent.

Our assistance in identifying or facilitating potential commercial financing does not, by itself, create a fiduciary, advisory, partnership, joint-venture, or other special relationship.

Nothing in this section waives any duty, responsibility, right, or remedy that cannot legally be waived.

20. Electronic Records and Signatures

Applicants may be asked to receive disclosures, authorizations, applications, agreements, and other records electronically.

After providing applicable electronic consent, an applicant may agree to:

  • Receive records electronically;
  • Use electronic signatures;
  • Conduct transactions through electronic systems; and
  • Receive copies through email, secure portal, or another approved electronic method.

Applicants may request information about available paper alternatives or withdrawal of electronic consent, subject to:

  • The applicable electronic-consent form;
  • Technological requirements;
  • Processing limitations; and
  • Applicable law.

Electronic-records and signature consent may be presented separately from the application and other authorizations.

21. Telephone Calls, Text Messages, and Emails

By voluntarily providing a telephone number or email address and giving any consent required by law, the applicant may authorize WhiteFeather Capital and authorized service providers to contact the applicant concerning:

  • An inquiry or application;
  • Missing information or documents;
  • Financing options or offers;
  • Application or transaction updates;
  • Identity or security verification;
  • Customer-service matters; and
  • Other communications covered by the applicant’s consent or permitted by law.

Communications may be made by:

  • Telephone;
  • Email;
  • Text message; or
  • Another communication method selected by the applicant.

Automated technology, prerecorded or artificial voice technology, or an automatic telephone dialing system will be used only to the extent permitted by applicable law and the applicant’s valid consent.

Consent to receive marketing calls or marketing text messages is not a condition of applying for or obtaining commercial-financing services.

Message and data rates may apply.

Applicants may revoke consent or request that marketing communications stop by using the instructions provided in the applicable communication or by contacting WhiteFeather Capital.

A request to stop marketing communications will not necessarily prevent transactional, application-related, fraud-prevention, security, servicing, or legally required communications that are otherwise permitted by law.

Calls, text messages, and emails will be made subject to the applicant’s consent, applicable law, and WhiteFeather Capital’s communication procedures.

22. Privacy and Information Security

WhiteFeather Capital collects, uses, discloses, retains, and protects information according to its Privacy Policy, applicable authorizations, and applicable law.

Applicants should submit sensitive information only through a method approved by WhiteFeather Capital.

Applicants should not send the following through unsecured text messages, public messaging services, or unverified email addresses:

  • Social Security numbers;
  • Tax returns;
  • Bank statements;
  • Account credentials;
  • Identification documents;
  • Passwords;
  • Authentication codes; or
  • Other sensitive personal or business information.

No electronic transmission or storage system can be guaranteed to be completely secure.

Applicants should promptly notify WhiteFeather Capital if they believe:

  • Their information has been compromised;
  • An unauthorized person has accessed their application;
  • Payment instructions may be fraudulent; or
  • A communication claiming to be from WhiteFeather Capital appears suspicious.

Independent financing providers and service providers may maintain their own privacy, security, information-use, and record-retention practices.

For additional information about WhiteFeather Capital’s collection, use, disclosure, retention, and protection of information, applicants should review the separate Privacy Policy available on our website.

23. Privacy Rights and Information Sharing

WhiteFeather Capital may disclose application information to participating financing providers and service providers as described in:

  • Our Privacy Policy;
  • State-specific privacy notices;
  • The applicant’s authorizations; and
  • Applicable law.

Depending on the applicable state privacy law and the nature of the relationship, certain disclosures may be subject to specific notice, access, correction, deletion, limitation, or opt-out requirements.

Any applicable privacy rights and methods for submitting a privacy request will be described in our Privacy Policy or applicable state-specific privacy notice.

Nothing in this disclosure should be interpreted as a representation that a particular privacy-law definition, exemption, or consumer right applies or does not apply to a specific applicant without consideration of the applicable law and facts.

24. Third-Party Websites and Services

Our website may contain links to third-party websites, portals, applications, products, or services.

Independent third parties are responsible for their own:

  • Content;
  • Products;
  • Services;
  • Agreements;
  • Privacy practices;
  • Information-security practices;
  • Fees;
  • Underwriting decisions;
  • Availability; and
  • Legal obligations.

A link, referral, or introduction does not necessarily constitute an endorsement, guarantee, or representation concerning the third party.

This section does not limit any responsibility WhiteFeather Capital has under applicable law for its own conduct, representations, disclosures, vendor management, or handling of applicant information.

25. State-Specific Commercial-Financing Requirements

Commercial-financing requirements vary by state and may depend on factors such as:

  • The applicant’s location;
  • The business’s location;
  • The financing provider;
  • The type of product;
  • The amount of the transaction;
  • The method by which the offer is presented;
  • The role performed by WhiteFeather Capital; and
  • Other transaction-specific circumstances.

Certain states may impose requirements concerning:

  • Commercial-financing disclosures;
  • Broker or provider registration;
  • Licensing;
  • Record retention;
  • Offer presentation;
  • Applicant signatures;
  • Broker compensation;
  • Advertising;
  • Renewals;
  • Reporting; and
  • Other commercial-financing activities.

This general website disclosure does not replace any transaction-specific disclosure, authorization, notice, registration, licensing requirement, or acknowledgment required by applicable law.

When a commercial-financing offer is subject to a state disclosure law, the required transaction-specific disclosure must be provided at the legally required time and in the legally required form.

The financing provider’s transaction-specific disclosure should be reviewed separately from this general website disclosure.

WhiteFeather Capital may limit or decline services in a state when it determines that a required license, registration, provider relationship, disclosure procedure, or other compliance condition has not been satisfied.

26. No Waiver of Non-Waivable Rights

Nothing in this disclosure:

  • Waives any right, protection, claim, defense, or remedy that cannot lawfully be waived;
  • Limits any duty, obligation, or responsibility that cannot lawfully be limited;
  • Replaces any disclosure, notice, authorization, consent, acknowledgment, registration, license, or filing required by applicable law;
  • Alters or overrides the terms of a final financing agreement or transaction-specific disclosure; or
  • Prevents an applicant from exercising any right available under applicable law.

If any provision of this disclosure conflicts with applicable law, the applicable law will control to the extent of the conflict.

If any provision is determined to be invalid or unenforceable, the remaining provisions will continue to apply to the fullest extent permitted by law.

27. Changes to This Disclosure

WhiteFeather Capital may revise this disclosure from time to time to reflect changes in:

  • Our services;
  • Our application procedures;
  • Our financing-provider relationships;
  • Our compensation practices;
  • Our information-handling practices; or
  • Applicable legal or regulatory requirements.

The revised disclosure will be posted on our website with an updated “Last Updated” date.

Unless otherwise permitted or required by law, revisions will apply prospectively and will not retroactively alter the terms of a completed transaction, a previously executed agreement, or rights that arose before the revised disclosure became effective.

Applicants should review the current version of this disclosure when submitting a new inquiry or application.

28. Contact Information

Questions concerning this disclosure may be directed to:

WhiteFeather Capital LLC
Attention: Mohammad Kishor
Business Address: 67-110 Burns Street, Forest Hills, NY 11375, USA
Telephone: (+1) 929 400 0029
Email: kishor@WhiteFeatherCapital.com
Website: https://whitefeathercapital.com/

To withdraw a submission authorization before an application is sent to a financing provider, the applicant should contact WhiteFeather Capital promptly using the monitored telephone number or email address listed above.

A withdrawal applies prospectively and cannot reverse a provider submission, credit inquiry, verification request, document transfer, or other action already completed in reliance on the applicant’s authorization.

Sensitive documents should not be sent to the general email address unless WhiteFeather Capital has confirmed that the email address or transmission method is approved for secure document delivery.

Applicants should independently verify any unexpected payment request or communication claiming to be from WhiteFeather Capital by using the contact information published on our official website.

Important Notice

This general disclosure explains WhiteFeather Capital’s role and general business practices. It is provided for informational purposes and is not legal, tax, accounting, or financial advice.

This disclosure does not replace:

  • WhiteFeather Capital’s Privacy Policy;
  • WhiteFeather Capital’s Terms of Use;
  • An application certification;
  • A multiple-provider submission authorization;
  • A consumer or business credit-report authorization;
  • A bank-data or financial-data authorization;
  • An electronic-records and signature consent;
  • A telephone call, text-message, or marketing consent;
  • A state-specific or transaction-specific commercial-financing disclosure;
  • A financing provider’s final offer or agreement; or
  • Any license, registration, notice, filing, acknowledgment, or procedure required by applicable law.

Applicants should review all transaction-specific disclosures and final agreements carefully before accepting commercial financing.